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Affordable Health & Benefits, LLC. is your KEY to Substantial
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- Savings
- Numerous Health Benefits all in one Program
- Health and Well Being
- Peace of Mind!
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Nothing makes you feel better than being able
to provide yourself or your family comprehensive Health Benefits
with significant savings at a price that anyone can afford!
Begin your journey down the road to good health today! We have
contracted with some of the largest and most reputable, National
Provider Networks so that we can provide you with quality Health
Benefits and services at our negotiated reduced rates. And our
Customer Service Representatives are available to assist you
when you need them.
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| Just look at the numerous Health
Benefits we have to offer!
Limited Benefit Plans
Hospital Income Benefit
Doctor Office Visits
$1,000 Emergency Accident and Sickness
$2,000 Accident Medical
$5,000 Accident Medical
$7,500 Accident Medical
$10,000 Accident Medical
Critical Illness Coverage
Long Term Accident Disability Income
Discount Health Benefits
Hospitalization Negotiation Service
Physicians & Facilities
Prescription Benefit
Wellness Lab Benefit
Dental Care
Alternative Medicine Specialists
Chiropractic Care
Vision Care
24-Hour Nurse and Counselor Hotline
Vitamins & Herbal Supplements
Hearing Care
Travel Services
Value Added Consumer Benefits
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| Hospital Income
Benefit- Sickness & Accident |
(Go Back) |
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In Hospital Room & Board Maximum
- $500 per day up to 31 days
- Accepted at any Hospital
- Benefits Coordinate with Medicare
ICU Room & Board Maximum
- $1,000 per day up to 31 days
Primary Surgeon Benefit - Inpatient
- $500 Limited to one surgery per year
Primary Surgeon Benefit - Outpatient
- $300 Limited to one surgery per year
Accidental Death & Dismemberment
- $1000
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- Pays 100% up to $50 Per Visit
- 4 Visits each member per year
- Use your own Doctor!
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- Pays $1000 For Emergency Accident or Sickness
- 2 Occurrences Per Family Per Year
- $100 Deductible Per Occurrence
- Choose any Hospital Emergency Facility!
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- $2,000 per Injury
- $100 Deductible per Injury
- No limitations to the number of occurrences
- Covered Expenses include the following: In-Hospital Room
& Board, Out Patient ER, Surgical Benefits, Doctor’s
Visits In-Hospital, Doctor’s Visits Out-Patient, X-ray
& Laboratory, Nursing Care, Physiotherapy, Ambulance,
Medical Equipment Rental Charges, Medical Services and Supplies,
Prescription Drugs, Dental Treatment as a result of Injury
to Natural Teeth.
- Medical benefits are payable on an excess basis. The other
benefits are paid in addition to any other coverage.
In-Hospital Indemnity Benefit
- $150 per day In-Hospital benefit
- Payable for up to 31 days with a zero day waiting period
Accidental Death & Dismemberment
- $2,500 Accidental Death & Dismemberment
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- $5,000 per Injury
- $200 Deductible per Injury
- No limitations to the number of occurrences
- Covered Expenses include the following: In-Hospital Room
& Board, Out Patient ER, Surgical Benefits, Doctor’s
Visits In-Hospital, Doctor’s Visits Out-Patient, X-ray
& Laboratory, Nursing Care, Physiotherapy, Ambulance,
Medical Equipment Rental Charges, Medical Services and Supplies,
Prescription Drugs, Dental Treatment as a result of Injury
to Natural Teeth.
- Medical benefits are payable on an excess basis. The other
benefits are paid in addition to any other coverage.
In-Hospital Indemnity Benefit
- $150 per day In-Hospital benefit
- Payable for up to 31 days with a zero day waiting period
Accidental Death & Dismemberment
- $10,000 Accidental Death & Dismemberment
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- $7,500 per Injury
- $250 Deductible per Injury
- No limitations to the number of occurrences
- Covered Expenses include the following: In-Hospital Room
& Board, Out Patient ER, Surgical Benefits, Doctor’s
Visits In-Hospital, Doctor’s Visits Out-Patient, X-ray
& Laboratory, Nursing Care, Physiotherapy, Ambulance,
Medical Equipment Rental Charges, Medical Services and Supplies,
Prescription Drugs, Dental Treatment as a result of Injury
to Natural Teeth.
- Medical benefits are payable on an excess basis. The other
benefits are paid in addition to any other coverage.
In-Hospital Indemnity Benefit
- $150 per day In-Hospital benefit
- Payable for up to 14 days with a zero day waiting period
Accidental Death & Dismemberment
- $5,000 Accidental Death & Dismemberment
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- $10,000 per Injury
- $350 Deductible per Injury
- No limitations to the number of occurrences
- Covered Expenses include the following: In-Hospital Room
& Board, Out Patient ER, Surgical Benefits, Doctor’s
Visits In-Hospital, Doctor’s Visits Out-Patient, X-ray
& Laboratory, Nursing Care, Physiotherapy, Ambulance,
Medical Equipment Rental Charges, Medical Services and Supplies,
Prescription Drugs, Dental Treatment as a result of Injury
to Natural Teeth.
- Medical benefits are payable on an excess basis. The other
benefits are paid in addition to any other coverage.
In-Hospital Indemnity Benefit
- $150 per day In-Hospital benefit
- Payable for up to 14 days with a zero day waiting period
Accidental Death & Dismemberment
- $5,000 Accidental Death & Dismemberment
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- $5,000 covers Primary Member Only
- Covered Critical Illnesses include - Life Threatening
Cancer, Heart Attack, Kidney (Renal) failure, Stroke, Coma,
Loss of Sight, Speech or Hearing, Paralysis and Major Organ
Transplant. Limited benefits are paid for Coronary Artery
Bypass Graft.
- There is a 12-month waiting period for pre-existing conditions.
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| Long
Term Accident Disability Income |
(Go Back) |
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- Pays $5000 a month after a six month waiting period following
an accident, which causes disability for up to 6 months.
- Pays $10,000 a month thereafter for up to 120 months
if member remains continually disabled after twelve months.
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- Members are provided a free blood glucose monitor
- Save 20% on Diabetic Supplies
- Save 20% on Ostomy Supplies
- Convenient hassle free ordering with free nationwide delivery.
- This benefit is included free with any limited benefit
program
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- Save up to 30% and possibly more on Hospitalization
- Save up to 30% and possibly more on Out Patient Surgery
- All existing Medical Conditions are accepted
- Pre certification for Hospitalization required
Example of Savings:
| Where |
Procedure |
Charged |
Negotiated |
Savings |
| SC |
Umbilical Hernia Repair |
$9300.00 |
$7000.00 |
25% |
| AL |
Routine Delivery (2 Day Stay) |
$7000.00 |
$2600.00 |
63% |
| TX |
Incision of Back Mass Surgery |
$5000.00 |
$1650.00 |
67% |
| NY |
Cataract Surgery |
$3000.00 |
$1370.00 |
54% |
| AZ |
Colonoscopy |
$2100.00 |
$730.00 |
65% |
* Actual charges and savings may vary by region.
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- Receive a Guaranteed savings of 30% and possibly more
on Doctor Visits including Specialists.
- Save from 30% up to 40% on Lab Work and X-rays
- Save from 30% and more on In Home Care and Medical Durable
Equipment
- Over 300,000 Primary Care Physicians and Specialists Nationwide
- Over 50,000 Facility locations nationwide
- All Medical Conditions already existing are accepted
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Specialists Include:
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- Allergy/immunology
- Cardiovascular Disease
- Counseling
- Dermatology
- Family Practice
- Pediatrics
- Emergency Medicine
- Obstetrics/Gynecology
- Internal Medicine
- Ophthalmology
- Sports Medicine
- Plastic Surgery
- And many, many more!
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- Free Annual Adult Wellcare Test valued at over $500 after a 60 day waiting period that
includes over 60 blood test results including: liver, kidney,
lipid profiles, glucose, CBC's, electrolytes, bones and minerals
- Free Yearly Complete Urinalysis
- Free Yearly PSA for men over 40
- Free Yearly Thyroid Profile with TSH for Women
- Save up to 70% on Lab Tests
- Over 5000 Convenient Lab Locations Nationwide
Example of Savings
| Test |
Retail |
Member Price |
Savings |
| CWP |
$300+ |
$71 |
$229 |
| PSA |
$101 |
$35 |
$66 |
| Thyroid |
$146 |
$43 |
$103 |
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- Save up to 70% on Generic prescriptions.
- Save up to 25% on Brand Name prescriptions.
- Save up to 50% on Mail Order Prescriptions.
- No Drug Exclusions.
- Over 20,000 Pharmacies Nationwide
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- Save an average of 30% and up to 50%
- Save on routine dental services and on Specialty Care
such as Orthodontics and Periodontics where available
- Each Dentist participating in this program is credentialed
and re-credentialed on an ongoing basis.
- No waiting periods or Maximums.
- All Medical conditions already existing are accepted
- Over 61,000 providers nationwide - One of the Nations
Largest Provider Networks
Example of Savings:
| Code |
Procedure |
Usual & Customary Fee |
Discount Fee |
Savings |
| 0120 |
Periodic Oral Exam |
$35.00 |
$22.00 |
37% |
| 0270 |
Bite wings - Single Film |
$20.00 |
$9.00 |
55% |
| 1110 |
Cleaning-Adult |
$67.00 |
$46.00 |
31% |
| 2140 |
Filling-1 Surface |
$90.00 |
$55.00 |
39% |
| 3310 |
Root Canal |
$514.00 |
$689.00 |
25% |
| 4341 |
Perio Scaling and Root Planning |
$134.00 |
$183.00 |
27% |
* Actual cost and savings may vary by region.
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- Save 20%-50% on Alternative Care Services
- Over 15,000 Providers Nationwide
- Choose from the following Treatment Specialties
- Acupressure
- Acupuncture
- Alexander Technique
- Ayurvedic Medicine
- Biofeedback
- Chinese Herbal Medicine
- Craniosacral Therapy
- Exercise Specialist (Personal Trainer)
- FeldenKrais
- Guided Imagery/Hypnotherapy
- Hellerwork
- Herbal Consultant
- Homeopathy
- Hypnotherapy
- Massage -Relaxation or Therapeutic
- Meditation
- Myotherapy
- Naturopathic Medicine
- Nutrition/Dietetics
- Oriental Body Work
- Qi Gong
- Reflexology
- Reiki
- Rolfing Shiatsu
- Stress Management
- Tai Chi
- Tragerwork Therapy
- Yoga
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Click Here
to view Glossary of Alternative Medicine Terms
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- Save 50% on initial exam, consultation and diagnostics
- Save 50% on any in-house x-rays
- $30 for spinal adjustments
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- Over 12,000 retail locations and independent provider
locations to choose from.
- One Free Eye Exam for Prescription Glasses per year
- Save from 20%-50% for Eye Exams for Contact Lens wearers
- Save 20%-60% on Prescription Glasses
- Save up to 50% on Contact Lenses & Sunglasses
- Savings on all Ophthalmologic services including
RX, LASIK and CO2 Laser surgeries
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- Savings of over 50% off average retail prices on Diabetic
Supplies
- Full line of superior state-of-the-art, high technology
products and services
- Complimentary starter kit, including meter, test strips,
lancets, lancing device and control solution available to
new patients with initial order
- Convenient home delivery of products
- 1-800 Number to Order
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- Call Toll Free- 24 hours a day!
- Talk to registered nurses or masters level counselors regarding:
- Illness or injury
- Minor medical emergencies
- Grief and Loss
- Relationship concerns
- Financial and personal legal issues
- Workplace concerns and more
- Interactive personalized health information web site included
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- Save up to 50% on Vitamins and a wide range of herbal
supplements
- 1-800 # to order catalogue.
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- Save 30% on Audiology services
- Over 1500 Audiology clinics nationwide
- Save an average of 50% of suggested retail on Hearing Aids
- Choose from over 150 models of Hearing Aids
- National centralized scheduling via 800 #
- 60-day risk free trial on Hearing Aids
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| Additional Services: |
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- Includes enrollment in National Association of Independent
Business
- Canadian/International Pharmacy Program: Savings up to
65% and more!
- Dental Products including Teeth Whitening systems at wholesale
prices!
- Discounted Orthotics. Savings from 40% to 60%
- Discounts on Family Legal Plan including Free Consultations,
Free Will and more!
- Christian Family Counseling: Includes Free Counseling
session by phone and more!
- Office Products
- Credit Restoration Services: Save up to 35%
- Moving Savings: Save as much as 58% off regular relocation
rates and more on North American Van Lines!
- The Shopping Service: Save 10% to 50% on over 300,000
Brand Name Items!
- Identity Theft Protection
- Carpet Discounts: Save at least 50%
- Floral Discounts: Save 10%, Satisfaction Guaranteed
- Vacation Motor home Rentals: Save 10%
- Theme Park Discounts
- Automobile Purchasing
- Sales Lead Generation and Appointment Setting: Save up
to 20%
- Advertise in USA Today: Save up to 25%
- Credit Card Processing: Free QuickBooks Pro 2005 w/ approved
Merchant Account and more!
- Discount Tires & Rims
- Travel Discounts, Including Airline, Auto, Cruises Vacation
Rentals & Hotels
- Maaco Auto Painting and Body works: Save 10%
- Mortgage Concierge Services: $500 Discount off Closing
Costs
- Jiffy Lube: Save 10%
- Free Domains and Email Forwarding
- Check Verification Service: Save 20%
- Discounted Shipping Services- DHL (Airborne)
- Discounted Movie Tickets: Save $2.50 per Movie Ticket
at select Theatres
- Free Bad Check Collection
- And more!
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- Save up to 70% on Hotels
- Save up to 70% on Condos and Vacation Rentals
- Rooms for sold out dates
- Lowest Rate Guaranteed
- Save up to 70% on Airline Tickets
- Save up to 70% on Car Rentals
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| Discount Health Benefit Highlights |
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| Since these benefits are Not insurance: |
- Everyone is accepted regardless of Medical conditions
already existing
- No Medical Approval Required
- Rates Guaranteed for one year
- Easy Enrollment Process
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| Your Health Benefit Program is simple and easy
to use. |
You can begin saving money as soon as you receive
your membership packet. It's quick and easy to locate participating
providers in your area using the toll free numbers listed on
the back of your card. For our Discount Health Benefits simply
present your card at provider locations to receive immediate
savings. For our Limited Health Benefits, you will be reimbursed
the amount you saved once you have filled out a claim form,
which we will provide you.
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| Customer Service |
At Affordable Health & Benefits, our members
are very important to us. We provide our members with Knowledgeable,
Friendly Customer support for all issues from finding you the
right provider in your area, handling emergencies, providing
you with your closest provider when you are traveling, to answering
questions on how to use your Health Benefit Program.
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| Risk free 30-day money back guarantee |
We are confident you will enjoy the benefits
of our program and realize substantial savings with your health
benefits program. If, however you decide that this program is
not for you, simply return your membership cards within 30 days,
along with a written letter of cancellation, for a refund of
your membership fee.
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| This program is not insurance |
Some benefits may be provided
through a contract of insurance but this is not a medical insurance
plan.
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Become a Member Today |
